Emad Zayed

4040 Borneo Street

Bay Saint Louis, MS
$ 370,000 Beds 3 Baths 2 Sq 1,518 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 4040 Borneo Street in beautiful Bay St. Louis! Built in 2018, this 3-bedroom, 2-bath home blends modern design with coastal charm, making it ideal for full-time living, a weekend getaway, or a lucrative short-term rental opportunity. Perched along the scenic Jordan River, the home features expansive covered front and rear porches--perfect for taking in peaceful water views and unforgettable Gulf Coast sunsets. Inside, you'll find an inviting open layout with contemporary finishes that highlight the home's clean, modern feel. Additional highlights include an outdoor elevator for easy access, a spacious storage area with a shed beneath the home, and plenty of room for boats, kayaks, and all your waterfront gear. The included extra lot provides added privacy, flexibility, and long-term potential--whether you envision additional outdoor space, future building options, or simply more room to enjoy. Located in a USDA-eligible area, this property may qualify for special financing options. Whether you're searching for an income-producing investment or your own private waterfront escape, this opportunity stands out from the rest. Schedule your showing today

Pending

  • Price
  • $ 370,000
  • City
  • Bay Saint Louis
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Hancock
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.23 Acres
  • Zip
  • 39520
  • Sqr Footage
  • 1,518
  • Year Built
  • 2018
  • Taxes
  • $ 1145
  • Style
  • Single Family Residence
  • MLS#
  • 4122982
Listed By: Expect Realty
Data Source: MLS United

Features

General

Property Subtype Single Family Residence
Tax Year 2024
County Hancock
Property Type Residential
Subdivision Name Riverview
Status Pending
City Bay Saint Louis
Lot Size Units Acres
Lot Size Square Feet 10018.8
Standard Status Pending
Heating Central,Electric
Construction Materials HardiPlank Type
Year Built 2018
New Construction false
Attached Garage false
Other Structures Shed(s),Storage
High School Bay St Louis
Property Condition Move In Ready
Sewer Public Sewer
Patio/Porch Features Deck,Front Porch,Rear Porch
Community Features RV/Boat Storage,Street Lights
Virtual Tour https://www.propertypanorama.com/4040-Borneo-Street-Bay-Saint-Louis-MS-39520--4122982/unbranded
Structure Type House
Levels One
Utilities Cable Connected,Electricity Connected,Sewer Connected,Water Connected
Cooling Central Air,Electric,Gas
Waterfront Features View
Roof Metal

Interior Features

Total Baths 2
Interior Amenities Bar,Breakfast Bar,Ceiling Fan(s),Crown Molding,Double Vanity,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Soaking Tub,Storage,Walk-In Closet(s)
Flooring Ceramic Tile,Wood
Heating Y/N true
Laundry Features Inside,Laundry Room,Main Level
Fireplace Features Living Room
Window Features Blinds,Double Pane Windows
Air Conditioning Y/N true
Fireplace Y/N true

Exterior Features

Lot Size Area 0.23
Lot Size Acres 0.23
Parking Features Attached Carport,Covered,Driveway,Storage,Direct Access,Concrete,Paved
Lot Features Cleared,Corner Lot,Front Yard,Level,Views
Water Source Public
Building Area Total 1518
Waterfront Y/N false
Exterior Amenities Elevator,Lighting

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Madisonville, LA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Bay St Louis High School

Price History

2/19/2026 Listed $379,000
3/25/2026 Listed $378,900
5/6/2026 2% - $370,000

Property vs Zip Code Average in 39520

Price
AVG $460K
$370K
Taxes
AVG $2,281
$1,145
Year Built
AVG 1999
2018

In The Neighborhood

Areas That We Cover

4040 Borneo Street Bay Saint Louis, MS is a Single Family Home for sale at $370000 with 1518 sqft and a lot size of 0.23 Acres Acre(s). 4040 Borneo Street Bay Saint Louis has 3 bedrooms, 2 baths and was built in 2018. The property's zip code is 39520 which is in Bay Saint Louis, MS

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Emad Zayed

Emad Zayed

504-380-9871

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