Emad Zayed

4060 N Sumatra Street

Bay Saint Louis, MS
$ 729,000 Beds 4 Baths 2 Sq 1,787 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 4060 N Sumatra Street, where new construction meets custom coastal style in the desirable Riverview community of Bay St. Louis. This stunning 4-bedroom, 2-bath waterfront home is anything but your typical spec house. From the moment you step inside, you'll notice the difference—designer lighting, custom finishes, a sophisticated coastal color palette and thoughtful details give this home a personality all its own. The spacious open-concept living, dining and kitchen area was designed for entertaining. A beautiful tiled electric fireplace with a warm wood mantel anchors the living room, while oversized windows and doors bring in natural light and connect the interior to the waterfront surroundings. The kitchen makes a statement with an oversized center island, stone countertops, white cabinetry extending to the ceiling, illuminated upper display cabinets, stainless steel appliances, under-cabinet lighting and a stylish tile backsplash. The contrasting wood-toned island and dramatic gold statement lighting add warmth and character, creating a space that feels custom rather than builder-basic. The designer touches continue throughout the home with coastal-inspired colors, luxury flooring, detailed trim, statement lighting and a beautiful accent wall. Both bathrooms feature double vanities with stone countertops and upgraded fixtures, with one offering a beautifully tiled walk-in shower and the other a tub/shower combination. And then there's the waterfront lifestyle. Step outside to a large covered porch overlooking the canal, enjoy the additional mid-level deck, or head down to your private covered boathouse for a day on the water. There's also a downstairs storage room for fishing gear, water toys and outdoor essentials, plus one of my favorite features—a cargo lift that comes directly into the house, making groceries, luggage and supplies a breeze. The elevated design also creates generous covered space underneath for parking and entertaining, while the metal roof and coastal construction complete the home's distinctive exterior. Not your typical spec house. Not your typical waterfront home. This is new construction with personality, style and the boating amenities buyers come to Bay St. Louis looking for.

Pending

  • Price
  • $ 729,000
  • City
  • Bay Saint Louis
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Hancock
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.11 Acres
  • Zip
  • 39520
  • Sqr Footage
  • 1,787
  • Year Built
  • 2026
  • Taxes
  • $ 500
  • Style
  • Single Family Residence
  • MLS#
  • 4159231
Listed By: Allied Realty Coastal Homes
Data Source: MLS United

Features

General

Property Subtype Single Family Residence
Tax Year 2025
County Hancock
Property Type Residential
HOA false
Subdivision Name Shoreline Park
Status Pending
City Bay Saint Louis
Lot Size Units Acres
Lot Size Square Feet 4791.6
Standard Status Pending
Heating Ceiling,Central,Electric,ENERGY STAR Qualified Equipment,Fireplace(s)
Construction Materials HardiPlank Type
Year Built 2026
New Construction true
Attached Garage false
Other Structures Storage
Property Condition New Construction
Sewer Public Sewer
Patio/Porch Features Deck,Porch
Community Features Boating,Fishing
Virtual Tour https://www.propertypanorama.com/4060-N-Sumatra-Street-Bay-Saint-Louis-MS-39520/unbranded
Structure Type House
Levels One
Utilities Electricity Connected,Sewer Connected,Water Connected
Cooling Ceiling Fan(s),Central Air,Electric,ENERGY STAR Qualified Equipment
Waterfront Features Boat Dock,Bulkhead,Canal Front,Ocean Access,View,Waterfront
Roof Metal

Interior Features

Total Baths 2
Interior Amenities Ceiling Fan(s),Crown Molding,Double Vanity,Kitchen Island,Storage
Flooring Luxury Vinyl,Tile
Heating Y/N true
Laundry Features In Unit
Fireplace Features Living Room
Air Conditioning Y/N true
Fireplace Y/N true

Exterior Features

Lot Size Area 0.11
Lot Size Acres 0.11
Parking Features Driveway,Concrete
Lot Features City Lot
Water Source Public
Building Area Total 1787
Lot Dimensions 50 x 100
Waterfront Y/N true
Exterior Amenities Dock
Fencing None

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Madisonville, LA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/14/2026 Listed $729,000

Property vs Zip Code Average in 39520

Price
AVG $460K
$730K
Taxes
AVG $2,281
$500
Year Built
AVG 1999
2026

In The Neighborhood

Areas That We Cover

4060 N Sumatra Street Bay Saint Louis, MS is a Single Family Home for sale at $729000 with 1787 sqft and a lot size of 0.11 Acres Acre(s). 4060 N Sumatra Street Bay Saint Louis has 4 bedrooms, 2 baths and was built in 2026. The property's zip code is 39520 which is in Bay Saint Louis, MS

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Emad Zayed

Emad Zayed

504-380-9871

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