Emad Zayed

4031 Bank Street

Bay Saint Louis, MS
$ 350,000 Beds 3 Baths 2 Sq 1,120 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to your furnished, turn-key waterfront retreat in Riverview Subdivision of Shoreline Park Community in Bay St. Louis! Situated on a desirable double lot with approximately 100 feet of bulkheaded waterfront, this coastal getaway is ready for boating, fishing and a relaxed waterfront lifestyle. The covered boathouse features electrical & water, lighting, a convenient outdoor shower. Boat lift is an Overhead cable-and-strap with an approximate 5,000-pound capacity (currently accommodates a 21' deckboat) with the boathouse offering room for a boat or pontoon up to approximately 26 feet. The adjoining lot provides additional covered boat or vehicle storage also complete with electrical. Throw in a load of sand for your own private "beach" out back allowing for easy launching of kayaks or paddle boards etc. or for just soaking up the sun floating in the back canal. Location cannot be beat, just one canal, two quick turns to Bayou LaCroix, the property offers quick access to Bay St. Louis, the Mississippi Sound & the Gulf of America. Enjoy trips to Ship Island, Cat Island and outstanding Gulf Coast fishing and recreation right outside the door. This Raised home boasts a generous open yet covered area underneath giving you abundant space for entertaining! Enclosed storage room underneath complete with plumbing & electrical including separate commode room, plenty of space to store boating & fishing equipment plus a golf cart garage. Surrounded by attractive waterfront homes, this property presents an exciting opportunity to add your own cosmetic touches and create the coastal retreat you've envisioned. Whether you're seeking a weekend escape, full-time waterfront residence or potential "income producing" short-term vacation rental, this furnished property delivers the space for boating amenities and convenient water access needed to enjoy the Gulf Coast lifestyle. Grandfathered Flood Policy ONLY $1378/yr. is transferrable! Buyer to verify all measurements, water access, boat-lift capacity, vessel compatibility and rental eligibility.

Active

  • Price
  • $ 350,000
  • City
  • Bay Saint Louis
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Hancock
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.24 Acres
  • Zip
  • 39520
  • Sqr Footage
  • 1,120
  • Year Built
  • 2002
  • Taxes
  • $ 3088
  • Style
  • Traditional See Remarks
  • MLS#
  • 4159724
Listed By: Crescent Sotheby's International Realty
Data Source: MLS United

Features

General

Property Subtype Single Family Residence
Tax Year 2025
County Hancock
Property Type Residential
HOA false
Subdivision Name Shoreline Park
Status Active
City Bay Saint Louis
Lot Size Units Acres
Lot Size Square Feet 10454.4
Standard Status Active
Heating Central,Electric,See Remarks
Architectural Style Traditional,See Remarks
Construction Materials Siding
Year Built 2002
New Construction false
Attached Garage false
Other Structures Boat House,RV/Boat Storage,Shed(s),Storage,Workshop
Total Rooms 6
Property Condition Move In Ready
Sewer Public Sewer
Patio/Porch Features Deck,Rear Porch
Community Features Boating,Fishing,See Remarks
Virtual Tour https://www.propertypanorama.com/4031-Bank-Street-Bay-Saint-Louis-MS-39520--4159724/unbranded
Structure Type House
Levels One
Utilities Cable Available,Electricity Connected,Sewer Connected,Water Connected
Cooling Ceiling Fan(s),Central Air,Electric,See Remarks
Waterfront Features Bayou,Boat Dock,Bulkhead,Canal Front,Gulf Access,View,Waterfront,See Remarks
Roof Metal

Interior Features

Total Baths 2
Interior Amenities Ceiling Fan(s),Eat-in Kitchen,Pantry
Flooring Vinyl,See Remarks
Heating Y/N true
Laundry Features Electric Dryer Hookup,In Carport,Washer Hookup,See Remarks
Fireplace Features Outside
Window Features Blinds
Air Conditioning Y/N true
Fireplace Y/N false

Exterior Features

Lot Size Area 0.24
Lot Size Acres 0.24
Parking Features Carport,Concrete,Covered,Driveway,Golf Cart Garage,Storage
Lot Features Views
Water Source Public
Building Area Total 1120
Lot Dimensions 102 x 103
Waterfront Y/N true
Exterior Amenities Balcony,Boat Slip,Dock,Lighting,Outdoor Shower,See Remarks
Fencing None

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Madisonville, LA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/19/2026 Listed $350,000

Property vs Zip Code Average in 39520

Price
AVG $460K
$350K
Taxes
AVG $2,281
$3,088
Year Built
AVG 1999
2002

In The Neighborhood

Areas That We Cover

4031 Bank Street Bay Saint Louis, MS is a Single Family Home for sale at $350000 with 1120 sqft and a lot size of 0.24 Acres Acre(s). 4031 Bank Street Bay Saint Louis has 3 bedrooms, 2 baths and was built in 2002. The property's zip code is 39520 which is in Bay Saint Louis, MS

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Emad Zayed

Emad Zayed

504-380-9871

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